Welcome to Benefit Solutions, Inc.

COBRA Administrative Services

We at Benefit Solutions administer COBRA requirements for companies. We take over this responsibility so companies can concentrate on their own business and do what they do best - make money. Don't subject your company to the potential liability that non-compliance can bring.

What is COBRA?

COBRA refers to the Consolidated Omnibus Budget Reconciliation Act of 1985. This law requires that certain employers offer employees and their qualified beneficiaries the opportunity to continue their group health insurance coverage on a self-pay basis. To be eligible, the employee must experience a qualifying event that causes them to lose coverage.

We at Benefit Solutions work on behalf of employers to ensure employees receive the benefits required. We carefully administer the program by making sure employees receive:

- initial notices upon qualification for group health benefits
- an election notice after the qualifying event
- a follow up confirmation of the final election
- notice of any differences between the amount due and the amount paid
- notice of any change in insurance rates

How We Can Help Your Company

We help employers by:
- relieving them of the obligation of sending out notices within the required timeperiod
- collecting COBRA premiums and administrative fees
- making sure all the notices sent out are in compliance with the latest laws and regulations
- acting as a resource for questions. We stay current and knowledgeable on COBRA requirements.

Some companies try to do this themselves but end up subjecting themselves to potential liability because either:
- their employees are not properly trained to do the job or not given the tie to do it right
- they do not send out initial notices at all or do so inconsistently
- they do not send the notices out on time
- their notices are old and not updated for COBRA changes
- they do not follow-up after notices are sent out
- they do not properly document when correspondence is sent and received

Call us to discuss what we can do for your company and we will help you move to the world of compliance. Do what is right for your employees and their qualified beneficiaries and protect your business at the same time. Our fees are low and well worth the peace of mind.